Car accidents are an unfortunate reality of life on New Jersey's busy roads and highways. In 2021, New Jersey’s Department of Transportation reported a significant number of car accidents, with over 221,000 reported crashes, resulting in thousands of injuries and fatalities. Navigating the aftermath of a car accident can be overwhelming, especially when dealing with physical injuries, emotional stress, and financial burdens. This is why it’s important to know the appropriate steps to take immediately following an accident. It can help you protect your health, your legal rights, and financial interests.
If you live in New Jersey, you should understand your legal responsibilities following an accident, which includes reporting the accident to the appropriate authorities. Failing to follow the correct procedures can result in issues with insurance claims and potential fines or worse. The NJ car accidents lawyers at Brandon J. Broderick, Attorney at Law, can help guide you during the challenging times following an accident.
The steps to take after a car accident in New Jersey are outlined below, including safety tips, reporting the accident, seeking medical attention, and retaining the services of a lawyer.
Immediate Steps to Take After a Car Accident
Ensure the Safety of Everyone and Call for Help
The first priority after a car accident is to ensure the safety of everyone involved. If possible, move vehicles out of traffic to prevent further accidents. Turn on hazard lights to alert other drivers. Check for injuries and call 911 if medical assistance is needed. Even if injuries seem minor, it is better to err on the side of caution and seek medical attention.
Contact the Police
In New Jersey, you are legally required to report any accident that results in injury, death, or property damage exceeding $500. Contact the local police department or New Jersey State Police to file a report. The police will document the scene, gather information from all parties involved, and create an official accident report, which will all support your insurance claims and any potential legal action.
Exchange Information
While waiting for the police to arrive, exchange information with the other driver(s) involved. This includes names, addresses, phone numbers, driver’s license numbers, license plate numbers, and insurance information. If there are witnesses, collect their contact information as well. Avoid discussing fault or making statements that could be construed as admitting liability.
Document the Scene
Use your smartphone to take photos and videos of the accident scene, including vehicle damage, road conditions, traffic signs, and any visible injuries. These visual records can serve as critical evidence when filing an insurance claim or pursuing legal action. Additionally, make notes about the accident's time, date, weather conditions, and any other relevant details.
Seeking Medical Attention and Legal Advice
Seek Medical Attention
Even if you feel fine after the accident, it is essential to seek medical attention as soon as possible. Some injuries, such as whiplash or internal injuries, may not manifest symptoms immediately. A medical professional can thoroughly evaluate your condition, provide necessary treatment, and document your injuries. This medical documentation will be important for your insurance claim and any legal proceedings.
Notify Your Insurance Company
Report the accident to your insurance company promptly. Provide them with all necessary information, including the police report, photos, and medical records. Be honest and accurate in your description of the accident, but avoid speculating about fault. Insurance companies may try to minimize their payouts, so having detailed documentation can support your claim.
Consult with a Car Accident Lawyer
Navigating the complexities of insurance claims and potential legal action can be challenging. Consulting with an experienced personal injury attorney can help you understand your rights and options. An attorney can assist you in negotiating with insurance companies, gathering evidence, and representing you in court if necessary. At Brandon J. Broderick, Attorney at Law, we specialize in personal injury cases, including car accidents, and are dedicated to ensuring you receive the compensation you deserve.
Follow Up and Protect Your Rights
Keep Detailed Records
Maintain detailed records of all medical treatments, communications with insurance companies, and any expenses related to the accident. This includes medical bills, repair costs, and any lost wages due to time off work. These records will be vital for supporting your claim and calculating the compensation you are entitled to.
Adhere to Legal Deadlines
In New Jersey, there are specific deadlines, known as statutes of limitations, for filing personal injury claims. Generally, you have two years from the date of the accident to file a lawsuit. Missing this deadline can result in losing your right to seek compensation. Consulting with an attorney early on can ensure that all legal deadlines are met.
Brandon J. Broderick Can Assist You Today
If you have been involved in a car accident in New Jersey, take the appropriate steps to protect your health, your rights, and your claim for compensation. Our experienced team of lawyers can assist you and handle all aspects of your case so you can focus on getting better, including negotiating with insurance companies.
If you need legal assistance, call our office today and schedule a consultation with one of our lawyers.