Spring Break Travel and the Risk of Accidents

Spring break is a time to get away, enjoy new experiences, and take a break from the usual routine. Many people take road trips to reach their vacation destinations, but with more drivers on the road, the chances of an accident increase. Heavy traffic, distracted driving, and unfamiliar routes make it easier for crashes to happen.

Getting into an accident is stressful enough, but when it happens in another state, things can become even more complicated. You may have questions about what steps to take, how to deal with insurance companies, and what laws apply. This guide will walk you through what to do if you’re injured in a car accident while traveling and how to protect your rights.

Steps to Take After an Out-of-State Car Accident

1. Make Sure Everyone Is Safe

The first priority after an accident is safety. Check yourself and others for injuries. If anyone is hurt, call 911 right away. Even if injuries don’t seem serious, getting checked by a doctor is important, as some symptoms may appear later.

2. Call the Police

Local law enforcement should be contacted to report the accident. Officers will assess the situation, document details, and create an official accident report. This report can be a key document for dealing with insurance companies and legal matters. Be sure to ask for a copy or find out how to obtain one later.

3. Gather Information

If you can, collect as much evidence and information as possible:

• Take photos of vehicle damage, the accident scene, and any road signs or signals.
• Get the names, phone numbers, and insurance details of everyone involved.
• Speak with witnesses and ask for their contact information.

4. Contact Your Insurance Company

Notify your insurance provider as soon as possible. Stick to the facts when explaining what happened, and avoid admitting fault. Your insurer will guide you through the claims process and let you know what’s covered under your policy.

How Out-of-State Accidents Are Different

Car accidents that happen outside your home state can be more complicated due to differences in laws and insurance policies. Here’s what you should be aware of:

Each State Has Different Fault and Insurance Laws

Some states operate under a fault-based system, meaning the at-fault driver’s insurance covers damages. Others follow a no-fault system, where each driver’s insurance covers their own medical expenses, regardless of who caused the crash. Knowing the rules in the state where the accident happened can affect how you file a claim.

Negligence Laws Can Affect Your Case

Negligence laws determine whether you can seek compensation after an accident. Some states use comparative negligence, meaning you can still recover damages even if you were partially at fault. Others follow contributory negligence, which can prevent you from receiving compensation if you share any responsibility for the crash.

You May Need to File a Lawsuit in Another State

If legal action is necessary, you may have to file a lawsuit in the state where the accident occurred. This means working with an attorney who understands that state’s legal system.

Seeking Compensation for an Out-of-State Accident

If another driver was responsible for the crash, you may be entitled to compensation for medical expenses, lost wages, and other damages. Here’s what to keep in mind:

1. Where to File a Claim

Most personal injury claims are handled in the state where the accident occurred. An attorney who is familiar with that state’s laws can help ensure your claim is properly filed.

2. How a Lawyer Can Help

Out-of-state accidents can be complicated, but a personal injury attorney can handle the legal process for you. An experienced lawyer can:

• Investigate the accident and gather evidence.
• Negotiate with insurance companies on your behalf.
• Determine the best place to file your claim.
• Represent you in court if needed.

3. Statutes of Limitations

Each state has a deadline for filing a personal injury lawsuit, known as the statute of limitations. Missing this deadline can prevent you from seeking compensation. Here are the time limits for some states:

• Florida: 2 years
• New Jersey: 2 years
• Ohio: 2 years
• New York: 3 years

It’s important to start the process as soon as possible to avoid delays.

Contact Brandon J. Broderick for Legal Assistance

Being involved in an out-of-state accident can be a confusing experience, but you don’t have to handle it alone. Brandon J. Broderick, Attorney at Law is committed to helping accident victims get the compensation they deserve.

If you were injured in Florida, Ohio, New Jersey, or New York, our legal team is ready to assist you. Contact us today for a free consultation.