For those affected, truck accidents can be devastating. Because truck accidents frequently result in severe injuries, victims must deal with expensive medical costs, lost wages, and even permanent disability at times.
Following the collision in New York, your primary concern should be to seek medical attention that will aid in your recovery. But it could be stressful thinking about recovering losses for medical costs, lost wages and other damages. The insurance provider may give you a settlement if you were hurt in a truck accident, but how can you tell if it's fair?
This is what we will discuss in the following article. However, if you've been involved in a New York truck accident, it's important to speak with a NY truck accident lawyer to evaluate your case and decide what to do next.
The team at Brandon J. Broderick has extensive experience in handling NY truck accidents. We will do everything needed to ensure you get a fair truck accident settlement.
Is This the Insurance Company's First Offer?
The insurance company may attempt to get in touch with you and pressure you to accept a settlement in the first few weeks or months following a truck accident. Never accept a proposal without first seeking legal advice. Once you've agreed to a settlement, it's impossible to go back and ask for money for lost wages or other losses that may arise later. You can end up with expenses you hadn't planned on if you don't know the extent of your injuries.
Insurance providers will attempt to take advantage of your worry and concern by persuading you to make a decision right away.
Reaching Maximum Medical Improvement
The complete cost of your medical treatments, both during the immediate aftermath of the accident and ongoing care, should be covered with a fair truck accident settlement. Your claim can include a demand for payment for future medical costs if your treatment will take a long time to complete or if you have serious injuries that will require ongoing care. Medical costs consist of:
- Hospital Stay
- Specialists' and doctors' fees
- Therapy and rehabilitation services
- Medication
- Medical equipment (if needed)
Before you can calculate the entirety of your losses and before you should settle a claim, you must reach maximum medical improvement (MMI). When you have entirely healed from your injuries, or, in the case of a major injury, when further medical treatment is unlikely to improve your condition, you have reached your maximum medical improvement (MMI). This doesn't mean that you won't require extra services or ongoing medical treatment to handle the limits brought on by your injuries and live as normally as you can.
Compensation may also cover past and future lost wages. The negotiating process becomes more difficult as you demand more money in medical costs and other losses. This is why it's very important to retain an NY truck accident attorney who can advocate on your behalf, especially if you have a high-value claim.
What is Fair For Paining and Suffering Damages?
Compensation for intangible losses, like pain and suffering or mental anguish, is sometimes included in a fair truck accident settlement. The degree and permanence of your physical injuries are taken into account by insurance companies because each case and payout is different. In other words, if you had burns as opposed to an ankle sprain, you would be entitled to more compensation for pain and suffering. You will feel greater pain and suffering as a result of a more serious and long-lasting injury, and you are entitled to more financial compensation as a result.
Contact Brandon J. Broderick To Help You Get a Fair Truck Accident Settlement
A New York truck accident lawyer with experience can make all the difference in how your case turns out.
We strongly advise you to get in touch with our lawyers at Brandon J. Broderick, Attorney at Law if you've suffered injuries in a truck accident and think the driver should be held accountable for his or her negligent behavior. We have extensive knowledge and experience in this field, and we know what elements must be taken into account and what is needed to obtain the compensation you are entitled to.
For a free consultation, get in touch with us today.