If you've been in a car accident and sustained injuries, you could be curious if physical therapy is needed. In some cases, yes, and in others, no. There are several reasons you might choose to proceed with physical therapy after a motor vehicle accident.
You could be advised to undergo physical therapy by your doctor. You could discover on your own that you can benefit from receiving rehabilitation treatments to address your injuries.
In either case, filing a claim for compensation for the costs of physical therapy and other losses may be necessary, and to do this, it's advised that you consult with and retain a NJ car accident lawyer. Brandon J. Broderick, Attorney at Law is the perfect choice. We are ready to help you today.
What you need to know about physical therapy following a car accident is provided in the article below.
Receiving Physical Therapy After a Car Accident: Who Pays?
For car accidents, New Jersey is no fault state. Therefore, your own insurance is responsible for covering any damages related to the accident. In some cases, you can file a personal injury lawsuit against the other driver if they were negligent for the accident.
Due to the no fault laws, most car accidents are covered by your own insurance or PIP (personal injury protection) coverage.
Will My Insurance Pay For Physical Therapy?
PIP (Personal Injury Protection) insurance is required for all New Jersey drivers. Regardless of who caused the car accident, no-fault insurance covers your reasonable and necessary medical and rehabilitation expenses.
Therefore, if your doctor recommends physical therapy as a remedy for your car accident injuries, your PIP insurance should cover the cost.
However, coverage may not apply if you:
- Driving while intoxicated
- Intentionally caused the accident
- Driving a stolen car
- Riding a motorcycle or ATV
- Driving an uninsured vehicle
- Hurt while committing a felony
Physical treatment for car accident injuries may also be covered by your health insurance. Your health insurance policy's terms and conditions, including any deductibles, apply to this coverage.
Why Physical Therapy Is Important To Your Recovery
After a car accident, physical therapy can help you heal more quickly. Your muscles can become stronger, and your range of motion can be enhanced. After a car accident, you want to heal so you can get back to your life as soon as possible. To speed up your body's ability to heal and fully recover from your injuries, physical therapy can help your body restore its strength.
Physical therapy Helps With Faster Recovery
Physical therapy steps can not only help you recover faster, but also improve the results of your medical treatment. You can lessen or avoid the long-term impact of your injury with physical therapy. Physical therapy can ensure that you fully heal from your injuries, even if you think it's impossible to restore your ability to walk or to have full range of motion in your arms or wrists.
Physical therapy Helps You Stop Further Damage
Attending physical therapy sessions can aid in avoiding further injuries. You run the risk of straining yourself or falling when you're weak. Physical therapy can assist you in addressing this risk and preventing more damage from emerging from your car accident injuries.
Receiving Care Can Lessen Your Dependence on PainKillers
You could require medication to treat your pain after a car accident as you heal. Physical therapy may be able to help if you're anxious about using painkillers or about taking them for an extended period of time. Physical therapy can assist you in increasing your natural strength while minimizing or completely avoiding the need for painkillers during the healing process.
Improve Your Mental Health
Both your physical and mental health may suffer if you are involved in a car accident in New Jersey. Physical therapy sessions might improve your mood. You may heal more quickly if you are physically and emotionally well.
Need Physical Therapy, But Have Questions? Brandon J. Broderick Can Help
You require the best medical care possible following a car accident. Physical rehabilitation can be required before you obtain compensation for your car accident claim, which could happen. You may need physical therapy as part of your care. If you are unable to cover the costs prior to receiving compensation, you might be wondering what you can do to acquire the physical therapy that you require.
You have options. The NJ car accident lawyers at Brandon J. Broderick have experience in dealing with car accident claims. Let us help guide you through the process.
Call us today for a free consultation. We are available to clients across the state of New Jersey, as well as New York, Connecticut and Pennsylvania.