It's often difficult for an injured worker to get their lives back on track after a serious workplace accident. When someone is injured, it can have a heavy impact on the entire family, specifically in a financial capacity. If you are seriously injured at work, while you should be focused on your recovery, the thought of your family being strained financially can be more than you can handle. 

Speaking with New Jersey workers comp lawyers is a step in the right direction. An experienced lawyer will advise you about your legal options and what steps to take to ensure you are paid the workers’ comp benefits you deserve.

Brandon J. Broderick, Attorney at Law has helped countless injured workers recover the compensation they are entitled to. With his years of expertise, you can rest assured you are receiving the best legal representation available in the state of NJ.

Families Are Left With Financial Burden

A serious injury at work can be emotionally and financially draining in addition to stressful. Funeral and hospital costs can be costly in New Jersey. Guess who is left with the bills? The family. OHSA reports that a victim's family will often pay as much as 50% of the medical costs of a family member injured at work, while health insurance, workers' comp and other government programs cover the rest.

The least of your concerns are the immediate costs associated with funerals, hospital bills, and lost income. The total expense can be much greater. While paying down these unexpected expenses, you are no longer able to save for the future. This is why it's important to seek as much compensation as possible and a lawyer can help you do so.

In order to limit losses and lessen the financial burden on your family, it is important to take legal action as soon as possible. The NJ workers' compensation system has benefits that are there for injured employees and you should take advantage of this.

Workers' Compensation Benefits Provide for Families

When an individual suffers an injury at work, they typically turn to their employer's workers' compensation program for support. Injured employees are eligible for workers' compensation benefits, which pay for their medical costs as well as a portion of their gross pay for the time they miss from work. You are entitled to these benefits, even if you are at fault.

Although workers' compensation offers much-needed financial support, it does not fully compensate an injured worker for their lost income. Families in this scenario must tighten their belts because their finances are much less. As the family is forced to make difficult decisions about what they will have to live without, the financial issues may also be a source of conflict in their relationships.

Employers and their insurers can make it difficult for injured workers to get the benefits they are entitled to. An insurance company's goal is to minimize the amount of money they pay out to claimants. To further aggravate employees, they intentionally complicate the claims procedure. They'll also hunt for any excuse to reject a legitimate workers’ comp claim, even if it can be done so on a technicality.

Filing A Lawsuit Against My Employer For A Workplace Injury?

If an injured worker is receiving workers' compensation benefits, they typically waive their right to sue their employer to recover non-economic losses such as pain and suffering or emotional distress. However, there are sometimes other options.

If you can prove that your employer's intentional actions resulted in your injuries, you may be able to file a personal injury lawsuit against your employer. This isn't easy, but while challenging, can be a better route to getting full compensation.

Certain injuries may have been caused by a third party, such a defective product manufacturer or a subcontractor. In this case, you may file a third party personal injury claim to seek damages beyond what workers' compensation covers.

Contact Us Today If You Need Legal Help

Do you require support in handling a work-related injury claim in NJ? Contacting Brandon J. Broderick, Attorney at Law can give you the piece of mind you are searching for. The workers' compensation attorneys on our team can help your case.

We don't charge for consultations. Give us a call as soon as possible to go over the details of your case and choose the best course of action.