At Brandon J. Broderick, Attorney at Law, we understand how overwhelming a car accident can be. Our compassionate team is dedicated to standing by your side every step of the way. With our extensive experience in Florida personal injury law and a commitment to achieving the best possible outcome, you can trust that your case is in capable hands. From negotiating with insurance companies to representing you in court, we handle all aspects of your claim, allowing you to focus on healing. By choosing us, you’re partnering with a team of attorneys who genuinely care about your future and will fight tirelessly for the justice and compensation you deserve.

Retaining a personal injury lawyer in Florida is especially important due to the state's specific legal framework. Florida follows a modified comparative negligence rule, allowing you to recover damages in a lawsuit even if you're partially at fault, provided your fault doesn't exceed 50%. This rule can complicate the claims process, making it vital to have an experienced attorney who can gather evidence and reduce your fault percentage. Additionally, Florida's no-fault system requires your insurance company to initially cover medical expenses and lost wages through Personal Injury Protection (PIP). However, if your injuries are deemed serious or your damages exceed PIP limits, pursuing additional compensation through a lawsuit may be necessary. A skilled car accident attorney can expertly navigate these legal complexities, ensuring your case is handled properly.

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Brandon J. Broderick's Car Accident Lawyers Are Here for You 24/7

No one anticipates being in an accident or the need to file a personal injury claim, but understanding your rights and planning for the future is critical to resolving your case effectively. Insurance companies often approach accident victims with quick, low-ball settlement offers. Before accepting any offer, it’s important to consult with a skilled attorney. Beyond immediate medical costs, you may be entitled to compensation for lost wages, ongoing medical care, and future treatment.

Brandon J. Broderick, Attorney at Law: Experienced Personal Injury and Trial Lawyers in Florida

Our team of skilled negotiators and trial lawyers will guide you through the complex insurance claims process following a car accident. Determining liability can be challenging, but having an attorney on your side will help ease the burden. We handle all communications with the other party's insurance company and fight to secure the compensation you deserve. If the insurance company refuses to offer a fair settlement, we are fully prepared to take your case to court.

You've Suffered Enough. We Will Ensure the Law Works for You.

You’ve already been through enough, and our mission is to ensure the law works in your favor. By hiring our firm, you can focus on your recovery while we handle the legal complexities of your case. Our dedicated legal team will relentlessly pursue the financial support you need. During this difficult time, we are committed to protecting your rights and standing by your side. Contact us for a free consultation, and let us help you turn this setback into a path forward. Our proven track record of success underscores our commitment to your case.

What Are Florida's Insurance Requirements for Drivers?

Florida has specific insurance requirements for all drivers to ensure sufficient protection in the event of a car accident. Understanding these requirements is essential for staying compliant with state laws and protecting yourself financially.

Before registering a vehicle with at least four wheels in Florida, you must provide proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance. PIP covers 80% of necessary and reasonable medical expenses up to $10,000 for injuries from a covered accident, regardless of who caused the crash. PDL pays for damages to another person’s property caused by you or someone driving your insured vehicle.

Proof of PIP and PDL coverage must be issued by a Florida-licensed insurance company or through a self-insurance certificate from the FLHSMV.

For any vehicle with an active Florida registration:

  • You must have PIP and PDL insurance at the time of registration.
  • The minimum required coverage is $10,000 for PIP and $10,000 for PDL. Vehicles registered as taxis must also carry Bodily Injury Liability (BIL) coverage of $125,000 per person, $250,000 per accident, and $50,000 in PDL.
  • Insurance coverage must remain continuous, even if the vehicle is not being driven or is inoperable. Be sure to surrender your license plate/tag before canceling your insurance.
  • Insurance must be purchased from a carrier licensed in Florida. If you're new to the state, ask your agent to transfer your current policy to a Florida policy.
  • Florida insurance coverage must be maintained throughout the registration period, regardless of the vehicle's location. Military members stationed out-of-state or overseas may qualify for exemptions. For more information, click here.

Penalties for Non-Compliance

Driving without the necessary insurance can lead to severe consequences, such as license suspension, fines, and even imprisonment. It is essential to maintain the required coverage in order to prevent these legal issues.

What Are the Leading Causes and Most Frequent Types of Car Accidents in Florida?

Understanding the leading causes and most common types of car accidents in Florida is essential for both preventing crashes and being prepared legally. By recognizing these factors, drivers can take proactive measures to reduce risks and enhance safety on the road.

1. Distracted Driving

  • Texting and Driving: Distracted driving, especially from mobile phone use, is one of the top causes of car accidents in Florida. The National Highway Traffic Safety Administration (NHTSA) reports that distracted driving accounts for a large percentage of crashes nationwide.
  • Other Distractions: Activities like eating, adjusting the radio, or interacting with passengers can also divert attention from the road and lead to accidents.

2. Speeding

  • Exceeding Speed Limits: Speeding is a major contributor to car accidents, as it reduces reaction time and increases crash severity. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) identifies speeding as a frequent factor in many serious and fatal accidents.
  • Weather Conditions: Driving too fast for conditions such as rain or snow can result in loss of control and collisions.

3. Driving Under the Influence

  • Alcohol and Drugs: Driving under the influence of alcohol or drugs remains a leading cause of serious and fatal car accidents. According to the Centers for Disease Control and Prevention (CDC), impaired driving significantly impairs judgment and motor skills.
  • Legal Limits: In Florida, it is illegal to drive with a blood alcohol concentration (BAC) of 0.08% or higher.

4. Reckless Driving

  • Aggressive Driving: Behaviors such as tailgating, weaving through traffic, and road rage increase the risk of accidents and endanger all road users.
  • Ignoring Traffic Signals and Signs: Running red lights or stop signs is a common cause of intersection-related accidents.

Most Common Types of Car Accidents

1. Rear-End Collisions

Rear-end collisions happen when one vehicle crashes into the back of another. These accidents are often caused by following too closely or driving while distracted. Whiplash is a common injury in rear-end collisions, resulting from the sudden impact on the neck and spine.

2. Side-Impact Collisions

Also known as T-bone accidents, side-impact collisions occur when the front or rear of one vehicle strikes the side of another. These accidents frequently happen at intersections when drivers fail to yield or run red lights, and they can be especially dangerous for passengers on the side that takes the impact.

3. Head-On Collisions

Head-on collisions occur when the front ends of two vehicles collide, often due to one vehicle crossing the center line or driving the wrong way on a one-way street. These accidents are among the most severe, often resulting in serious injuries or fatalities.

4. Single-Vehicle Accidents

Single-vehicle accidents involve only one car, typically caused by driver error, speeding, or unfavorable weather conditions. These accidents often result in the vehicle running off the road or colliding with an object like a tree or guardrail. Despite involving just one vehicle, they can still cause significant injuries or fatalities.

5. Multi-Vehicle Pile-Ups

Multi-vehicle pile-ups involve three or more vehicles and typically occur on highways. They are often caused by high speeds, heavy traffic, and poor visibility or weather conditions. These accidents can be particularly complex to resolve due to the number of parties involved and determining fault.

What Should I Do Right After a Car Accident in Florida?

If you're involved in a car accident in Florida, taking immediate and appropriate steps is vital for your safety and for any potential legal proceedings. Here’s a detailed guide on what to do, ensuring you follow best practices and state regulations.

1. Ensure Safety and Call for Help

  • Check for Injuries: Your first priority is to check for any injuries. If anyone is injured, call 911 immediately to request medical assistance.
  • Move to a Safe Location: If the vehicles are creating a hazard and it’s safe to move them, relocate them to the side of the road. Turn on your hazard lights to warn other drivers.

2. Contact the Police

Report the Accident: Florida law requires that you report any accident involving any of the following:

  • A crash with injury;
  • A crash with fatality;
  • A hit-and-run crash;
  • A DUI crash;
  • A crash which requires a wrecker to remove the vehicle;
  • A crash with a commercial motor vehicle; or
  • A crash where apparent damage is at least $500.00.

Call local law enforcement to the scene so they can file a report.

3. Exchange Information

Gather essential information from the other driver(s) involved, including:

  • Name, address, and phone number
  • Driver’s license number
  • Insurance company and policy number
  • Vehicle make, model, and license plate number

Avoid discussing fault or apologizing for the accident, as this could be used against you later.

4. Document the Scene

  • Take Photos: Use your phone to capture images of the accident scene, vehicle damage, license plates, and any visible injuries. These photos can serve as vital evidence.
  • Record Details About the Accident: Write down key information such as the time, date, weather conditions, and other relevant details about the accident.

5. Seek Medical Attention

  • Even if you feel fine, it's wise to get a medical check-up since some injuries may not be immediately noticeable. Be sure to keep all medical records and follow any prescribed treatment plans, as this documentation is critical for any potential personal injury claim.

6. Notify Your Insurance Company

  • Inform your insurance company about the accident as soon as possible. Provide them with all the necessary details and documentation. Florida is a no-fault state, meaning your own insurance will cover your medical expenses up to a certain limit, regardless of who was at fault.

7. File the Necessary Reports

  • If the accident resulted in injury, death, or significant property damage, you must file a Florida Traffic Crash Report with the Florida (FLHSMV) within 10 days.

8. Consult with a Florida Car Accident Attorney

Consider consulting with a Florida personal injury attorney, such as Brandon J. Broderick, Attorney at Law, particularly if you’ve sustained serious injuries or significant property damage. A lawyer can help you understand your rights and guide you through the legal process.

Do I Have to Report My Car Accident in Florida?

In Florida, reporting a car accident is essential not only for legal purposes but also to protect your rights and ensure smooth insurance claim processing. Here’s a comprehensive guide on when and how you are required to report a car accident in Florida.

When to Report a Car Accident

Accidents Involving Injury or Death

Immediate reporting is required. You must immediately report a car accident to the police if it involves any injury or death. This ensures that emergency services are dispatched promptly and an official record of the incident is created.

Accidents Causing Significant Property Damage

You must report any accident that causes property damage exceeding $500.00 to the police and the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). The report must be filed within ten days of the accident.

How to Report a Car Accident

Contacting Law Enforcement

Call 911 or the local police department to report the accident. Provide all relevant details, including the location, the nature of the incident, and whether medical assistance is needed. Ensure that a police report is filed and obtain a copy for your records. This document can be vital for insurance claims and any potential legal action.

Filing the Operator Report

You can obtain a Traffic Crash Report form from the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) website or your local police department. Fill out the form with detailed information about the accident, including the date, time, location, and descriptions of the vehicles involved and any injuries or damages. Submit the completed form to the FLHSMV, and keep a copy for your records. It is also advisable to provide a copy to your insurance company to facilitate the claims process.

Importance of Reporting a Car Accident in Florida

Legal Compliance

Failure to report an accident in accordance with the law can result in penalties, such as fines and a possible license suspension. Compliance ensures you avoid these legal issues.

Insurance Claims

Properly reporting the accident helps ensure that your insurance claims are processed smoothly. Insurance companies often require a police report and the Florida Traffic Crash Report to validate claims and determine fault.

Protecting Your Legal Rights

Having official reports on file can protect your rights in cases of disputes or litigation. It provides an objective record of the incident that can be referenced in legal proceedings.

What Mistakes Should I Avoid After a FL Car Accident?

After a car accident, your actions can greatly affect your ability to recover compensation and protect your legal rights. Knowing what to avoid will help you manage the aftermath more effectively.

1. Avoid Leaving the Scene

Leaving the scene of an accident, especially if there are injuries or significant property damage, can result in severe legal penalties, including fines and possible imprisonment. Remain at the scene until law enforcement has arrived and given permission for you to leave.

2. Avoid Admitting Fault

Statements like "I'm sorry" or "It was my fault" can be used against you in legal proceedings or insurance claims. When speaking with the police, other drivers, or witnesses, stick to the facts without admitting fault.

3. Avoid Neglecting Medical Attention

Some injuries, such as whiplash or internal bleeding, may not be immediately apparent. Seek medical attention promptly, even if you feel fine. Make sure a medical professional records all injuries because these documents will be essential for your claim.

4. Avoid Failing to Report the Accident

Report the accident to the police, especially if there are injuries, fatalities, or significant property damage. Obtain a copy of the police report for your records. Notify your insurance company as soon as possible. Delays can complicate the claims process and may result in denied claims.

5. Avoid Not Collecting Evidence

Take pictures of the accident scene, vehicle damage, and any visible injuries. This evidence can support your version of events. Collect contact information and statements from witnesses, as their testimony can be essential to supporting your claim.

6. Avoid Making Recorded Statements Without Legal Advice

Insurance companies may request a recorded statement. Consult with an attorney before providing any recorded statements to avoid inadvertently harming your claim. An attorney can guide you on how to communicate with insurance companies and protect your interests.

7. Avoid Accepting Quick Settlement Offers

The quick settlement offers provided by insurance companies frequently fall short of the amount you may be entitled to. Don't accept any offers without consulting an attorney. Fully assess your medical expenses, property damage, lost wages, and other damages before agreeing to a settlement.

8. Avoid Posting on Social Media

Anything you share on social media can be used against you by insurance companies or in court. Avoid posting details about the accident, your injuries, or your recovery. Even with privacy settings in place, it's best to avoid posting about the accident until your claim is completely resolved.

How Does Florida's No-Fault Insurance Impact My Ability to File a Lawsuit?

Florida is one of twelve states in the U.S. that operates under no-fault laws. Understanding the state's auto insurance requirements and Personal Injury Protection (PIP) can help you navigate your claim and select the right coverage. Florida’s no-fault insurance laws require all drivers to carry PIP coverage.

What Does Florida PIP Insurance Cover?

Your own Florida PIP provides coverage for medical expenses, lost wages, and death benefits. However, PIP only covers 80% of your medical expenses. For example, if your medical costs amount to $10,000, PIP will only cover $8,000. If you have comprehensive health insurance, it may cover the remaining amount, but it’s important to confirm that your policy includes coverage for car accident injuries.

Covered Medical Costs

PIP generally covers a range of medical expenses, including:

  • Ambulance rides
  • Diagnostic tests (X-rays, bloodwork)
  • Doctor's visits and medical exams
  • Hospital stays
  • Prescription medications
  • Rehab
  • Surgeries

In most states, PIP covers injuries for everyone in your household. However, in Florida, you can choose whether your PIP will cover just yourself or other residents in your household.

Economic Benefits

If you're injured in an accident and are unable to work, Florida PIP will cover 60% of your lost wages, up to a maximum of $10,000. This coverage also extends to paying for services you can no longer handle on your own, such as household chores like laundry, cleaning, and pet care.

Florida PIP Death Benefits

In the event of the policyholder's death, PIP provides up to $5,000 for funeral and burial expenses, in addition to other benefits.

When and How to File a PIP Claim in Florida

Florida has strict rules for filing a PIP claim. You must seek medical treatment within 14 days of the accident to qualify for PIP reimbursement. Claims filed after this window will not be accepted. Due to the prevalence of insurance fraud in Florida, insurers have up to 60 days to investigate your claim for discrepancies, but they must pay damages within 30 days, even if there is suspicion of fraud.

If your case is complex or if you encounter issues with your insurance company, consulting a personal injury lawyer may be beneficial to ensure you receive proper payment. In the meantime, keep detailed records of all medical expenses related to the accident.

For work-loss benefits, your employer must submit a wage and salary verification form, documenting your earnings in the 13 weeks prior to the accident. A lawyer can assist in ensuring your employer provides this verification promptly. You may also need a physician's note detailing your disability.

Florida PIP Law Still Allows You to Sue

Florida’s no-fault PIP laws aim to reduce the number of lawsuits over damages. However, in Florida, you can sue if your injuries are permanent, severely disfiguring, or result in death. Additionally, if your medical expenses exceed the $10,000 PIP limit, you can sue the other driver for the remaining amount, even if the injury is not considered severe.

For example, if your medical bills amount to $20,000, you can sue the at-fault driver for the additional $10,000 not covered by your PIP.

It’s wise to carry substantial bodily injury liability coverage in your policy. While bodily injury liability isn’t mandatory in Florida, it can protect you from being sued directly for medical costs if you cause a serious accident.

Comparative Negligence Rule in Florida

Florida follows a modified comparative negligence rule. You can recover damages only if you are less than 51% at fault for the accident. Your compensation is reduced by your percentage of fault.

Given the complexities of the no-fault system and the thresholds for suing, consulting with a personal injury attorney at the law firm of Brandon J. Broderick can help you understand your rights and navigate the process effectively.

How Can I Prove the Other Driver Was at Fault in a Car Accident?

Proving the other driver’s fault in a car accident is essential for obtaining compensation for damages and injuries. Collecting evidence is key to establishing liability after a car accident in Florida.

Gathering Evidence at the Scene

Photographs and Videos

Capture clear photos and videos of the accident scene, including the positions of the vehicles, road conditions, traffic signs, and any visible damage. Also, document any visible injuries to yourself or others involved in the accident.

Witness Statements

Collect the names and contact information of any witnesses. Ask them to provide statements about what they observed, as their accounts can be key evidence in supporting your version of events.

Police Report

Make sure the police are called to the scene and that a report is filed. The police report typically includes important details and an initial assessment of fault. Obtain a copy of the crash report as soon as it becomes available, as it can be essential in proving fault.

Traffic Violations

Identify if the other driver violated any traffic laws, such as running a red light, speeding, or failing to yield. Evidence of these violations can be a strong indicator of fault. If the other driver received a traffic citation, it can serve as proof of their negligence.

Utilizing Expert Testimony

Accident Reconstruction Experts

An accident reconstruction expert can examine the scene, vehicle damage, and other evidence to offer a professional analysis of how the accident happened and who was at fault. These experts can create detailed reports and may testify in court to strengthen your claim.

Medical Experts

Medical experts can testify about the nature and extent of your injuries and how they relate to the accident, helping to demonstrate the severity of the impact and support the case for the other driver’s fault.

Collecting Additional Evidence

Surveillance Footage

Check for surveillance or traffic cameras from nearby businesses or intersections that may have recorded the accident. Obtain and secure any available footage that captures the incident to support your claim of fault.

Vehicle Damage Analysis

Examine the damage to both vehicles to determine the point of impact and gain insight into how the accident likely happened. Have a mechanic inspect your vehicle and provide a detailed report on the damages and possible causes.

Consult an Attorney

A personal injury attorney can help you gather evidence and build a solid case. They can negotiate with insurance companies on your behalf and represent you in court if needed.

Make sure all evidence is thoroughly documented and organized for your attorney. Be mindful of Florida's statute of limitations for filing a car accident lawsuit, which is typically two years from the date of the accident.

Can I Still Seek Compensation if I’m Partially at Fault?

If you're involved in a car accident in Florida and are partially at fault, you may still be eligible for compensation. Florida follows a modified comparative negligence rule, which influences how compensation is calculated.

Understanding Comparative Negligence in Florida

Modified Comparative Negligence Rule

  • Threshold: Under Florida law, you can recover damages as long as you are less than 51% at fault for the accident. If you are found to be 51% or more at fault, you cannot recover any damages.
  • Fault Percentage: Your compensation will be reduced by your percentage of fault. For example, if you are 30% at fault and the total damages amount to $10,000, you would receive $7,000 (which is the total damages minus your percentage of fault).

How Damages are Calculated

Economic Damages

  • Medical Expenses: You can still claim compensation for medical expenses, lost wages, and other quantifiable losses, but these will be reduced by your percentage of fault.
  • Property Damage: Compensation for vehicle repairs or replacement will also be adjusted based on your degree of fault.

Non-Economic Damages

  • Pain and Suffering: You can claim non-economic damages such as pain and suffering, emotional distress, and loss of consortium. However, these too will be reduced according to your fault percentage. You must also meet certain criteria to claim pain and suffering damages.

What Types of Compensation Can I Claim After a Car Accident in Florida?

After a car accident, you may be entitled to various types of compensation to cover your losses and damages. Understanding the types of compensation you can seek is essential for maximizing your recovery.

Medical Expenses

Immediate Medical Costs

Includes emergency room visits, hospital stays, surgeries, and other immediate treatments required after the accident. Keep all medical bills and records as evidence of your expenses.

Ongoing Medical Treatment

You can seek compensation for physical therapy, chiropractic care, and other rehabilitation services. If long-term medical care is required, you may also claim future medical expenses, including medications, follow-up visits, and ongoing treatment plans.

Lost Wages

Income Loss

You can claim compensation for wages lost due to your inability to work while recovering from your injuries. If the accident leads to a long-term disability that impacts your ability to work, you may also seek compensation for future loss of income.

Loss of Earning Capacity

If your ability to earn has been permanently affected, you can claim for the loss of earning capacity, which is calculated based on your age, occupation, skills, and life expectancy.

Property Damage

Vehicle Repair or Replacement

Compensation for the costs of repairing your damaged vehicle. If your vehicle is totaled, you can claim the fair market value of a replacement vehicle.

Personal Property

You can seek compensation for personal items damaged in the accident, such as electronics, clothing, and other valuables.

Pain and Suffering

What Is Florida’s Legal Threshold for a Serious Injury?

Under Florida Statute 627.737, you must meet certain criteria to claim pain and suffering damages, including:

  • Significant loss of the body’s normal function
  • A permanent injury
  • Significant or permanent scarring or disfigurement
  • Death or a life-threatening condition

To pursue this type of claim, you will need to provide medical records, prescription receipts, and testimony from a medical professional confirming the severity of your injuries.

Physical Pain

This includes any physical pain and discomfort resulting from the accident and its aftermath. The amount is often determined based on the severity and duration of the pain.

Emotional Distress

Compensation for emotional distress, anxiety, depression, and other psychological impacts caused by the accident. Includes the cost of psychological counseling or therapy sessions needed to address emotional distress.

Loss of Consortium

Spousal Claims

Compensation for the negative impact on the relationship with your spouse. In some cases, children can also claim for the loss of parental guidance and support.

Punitive Damages

Gross Negligence or Malice

Punitive damages are intended to punish the at-fault party for especially egregious behavior and to discourage similar actions in the future. These damages are less common and are typically awarded in cases involving extreme recklessness or intentional misconduct.

What Is Florida's Statute of Limitations for Car Accident Lawsuits?

In Florida, a statute of limitations has long governed personal injury claims, specifying the time frame in which injury victims can file lawsuits against the negligent party. Previously, before the passage of HB 837, victims had four years from the date of their injury to file a lawsuit.

However, the recent tort reform bill has reduced this statute of limitations from four years to two years. Now, individuals who believe they’ve been harmed by the negligence of another person, entity, or company have only two years from the date of the injury to file a lawsuit in civil court. Failing to do so within this period will likely result in the case being dismissed, preventing the victim from recovering compensation.

The importance of Adhering to the Statute of Limitations

Legal Consequences

  • Forfeiture of Rights: Failing to file a lawsuit within the specified time frame can result in the forfeiture of your right to seek legal recourse and compensation for your injuries or damages.
  • Defense by the At-Fault Party: If you attempt to file a lawsuit after the statute of limitations has expired, the defendant can request the court dismiss the case on the grounds that it is time-barred.

Timely Legal Action

  • Gathering Evidence: Filing a lawsuit within the statute of limitations ensures that evidence is fresh and witnesses’ memories are more reliable, which can significantly strengthen your case.
  • Settlement Negotiations: Starting legal proceedings promptly allows more time for settlement negotiations and potential resolution without the need for a prolonged trial.

It is strongly recommended to consult with a personal injury attorney experienced in Florida car accident laws. An attorney can guide you through the legal process, ensure your case is filed on time, and help maximize your chances of obtaining fair compensation.

How Long Does It Usually Take to Settle a Car Accident Claim in Florida?

The time it takes to settle a car accident claim in Florida can vary widely depending on several factors. Understanding these factors and the typical timeline can help you manage your expectations. Here’s a detailed look at the process and how long it usually takes to resolve a car accident claim.

Factors Affecting the Settlement Timeline

Severity of Injuries and Damages

Claims involving severe injuries or substantial property damage typically take longer to settle due to the need for thorough medical evaluations and damage assessments. On the other hand, accidents with minor injuries and damages are often resolved more quickly.

Insurance Company Processes

Insurance companies conduct their own investigations to determine fault and assess claims, which can take weeks or even months depending on the complexity of the accident. Once the investigation is concluded, the negotiation phase begins, and its duration varies depending on both parties' willingness to agree on a settlement amount.

Legal Representation

If you hire a personal injury attorney, they will collect evidence, negotiate with the insurance company, and, if necessary, take the case to court if a fair settlement cannot be reached. While this may extend the timeline, it often leads to a more favorable outcome for the claimant.

Court Involvement

If the case goes to trial, it can take much longer to resolve, often extending the timeline by several months to a few years due to court schedules and legal procedures. However, many cases settle before reaching trial, particularly when the evidence strongly favors one side.

Typical Timeline in Florida for Settling a Car Accident Claim

1. Initial Steps (1-2 Weeks)

  • Immediate Actions: Reporting the accident to your insurance company, seeking medical treatment, and consulting with an attorney if necessary.
  • Documentation: Gathering all relevant documents, including police reports, medical records, and witness statements.

2. Investigation Phase (1-3 Months)

  • Insurance Investigation: The insurance company will investigate the claim, assess damages, and determine fault. This process can take anywhere from a few weeks to several months.

3. Negotiation Phase (2-6 Months)

  • Settlement Negotiations: Your attorney negotiates with the insurance company to reach a fair settlement. This process can be relatively quick or take several months, depending on the complexity of the claim and the parties involved.

4. Litigation Phase (1-3 Years)

  • Filing a Lawsuit: If a settlement cannot be reached, your attorney may file a lawsuit. The pre-trial process, including discovery and motions, can take up to a year or more.
  • Trial and Resolution: If the case goes to trial, it may take an additional several months to years to reach a resolution, depending on court schedules and the specifics of the case.

The time to settle a car accident claim in Florida can range from a few months to several years, depending on the accident's severity, the insurance companies' responsiveness, and whether the case proceeds to trial.

Brandon J. Broderick, Attorney at Law: We Are By Your Side, Day or Night

If you've been injured in a car accident in Florida, the aftermath can feel overwhelming and confusing. At Brandon J. Broderick, Attorney at Law, we understand the physical, emotional, and financial toll such an incident can have on you and your loved ones. Our dedicated team is here to support you during this difficult time, providing compassionate guidance and expert legal advice to help you navigate the complexities of your case. You don’t have to face this journey alone—our goal is to protect your rights and ensure you receive the compensation you deserve.

From the moment you contact Brandon J. Broderick, you’ll experience our commitment to your well-being and peace of mind. Our skilled attorneys will listen to your story with care, thoroughly investigate your accident, and build a strong case to advocate for your best interests. We handle all legal matters, so you can focus on your recovery. Let us be your trusted partner during this challenging time, working tirelessly to secure the justice and financial recovery you need to rebuild your life.

Contact us today for a free case evaluation and consultation. We're here day or night to support you, protect your legal rights, and help alleviate your difficulties.

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