If you're involved in an accident while working, the negligent driver or their insurance company is responsible for damages in Connecticut. However, the issue of liability is more complicated when a company vehicle is involved in an accident.
This will be explained further as you continue reading. However, it depends on liability, whether it be the employee (driver), the employer itself, third party or other driver. A seasoned lawyer can help you determine the answer to this question.
A CT car accident lawyer will provide you with support and give you direction about who is responsible. Brandon J. Broderick, Attorney at Law has an experienced team to step in and help. We are here to help.
Who Pays In A Work Vehicle Accident?
There are three factors to consider when assigning liability for damages:
- Who is at fault for the accident?
- Are there benefits for employees?
- How does negligence impact the case?
The employee, the employer, or a third party may be held financially responsible for an accident depending on who was at fault.
The Employer
If an employee is at fault, and the doctrine of vicarious liability applies, the employer is responsible for damages. This doctrine says:
- The employee was performing duties that were a part of their employment
- The accident took place while the employee was working
- The accident took place while the employee was doing the job for which he or she was hired
- The work the employee was performing would have helped the company
If none of these conditions applied here, then neither the employer nor the insurer would be responsible for covering damages associated with the accident. However, if the employer is deemed liability, the company's insurance coverage will pay for losses, which generally includes medical costs, lost income, and pain and suffering.
The Employee
In some cases, workers are responsible for accidents that occur while driving a work vehicle. An employee is considered at fault if:
- The worker was involved in an accident while out on a personal errand
- When the accident occurred, the worker was engaged in illegal activity
Even if you are using a corporate vehicle, your employer is generally not responsible for your safety if you are commuting to work from your home. If you cause an accident while driving for work and are deemed at fault, neither your employer nor his insurer will pay for any losses incurred by a third party.
Third Party
If the accident was the result of another party's negligence, that party would be responsible for compensating the victim's employer and the injured employee. In addition, if an employee is hurt in a work-related work vehicle accident caused by the negligence of a third party, the worker is entitled to both workers' compensation from the employer and damages from the negligent party.
Our CT Work Vehicle Accident Lawyers Are Here To Represent You
Consult a lawyer if you've been hurt in a vehicle owned by your employer. While these situations may be simple, they can be quite complex and can benefit from the help of a lawyer from Brandon J. Broderick, Attorney at Law. We have the expertise and resources to help you win your case fairly.
Contact our team today to schedule a free case evaluation.