Although most employers set up safe working conditions, there is still a chance of accidents in the workplace. In the US, more than 5000 fatal work injuries are recorded yearly. In such cases, Connecticut has passed laws to protect workers’ rights and benefits.
Workers’ compensation claims can be challenging to navigate. It is essential to understand the process and what mistakes you may want to avoid. The insights can help you get the coverage you deserve and protect your rights. Here are eight common mistakes you should avoid with your CT workers comp claim.
8 Common Mistakes You Should Avoid With Your CT Workers Comp Claim
Indulging in legal mistakes can hinder you from getting the compensation you deserve for your injury or illness. Here are eight common pitfalls to avoid with your CT workers comp claim:
- Not Getting Immediate Medical Treatment
It is essential to seek medical attention immediately after an injury or illness. It can help ensure the doctor accurately document the injuries or illness and your treatment. Also, it can prevent the insurance company from disputing the claim because of a delay in seeking medical attention.
- Not Reporting Your Injury or Illness Right Away
According to Connecticut state laws, you must file a CT workers comp claim within one year from the exact date of injury. Also, you must file the complaint within three years of the first manifestation of an occupational disease. Failure to meet these timelines can give the insurance company an excuse to reject the claim.
- Not Understanding What Benefits You Are Entitled To
Understanding Connecticut state law can allow workers to receive medical benefits, partial disability, and temporary total disability payments. Also, it can help you understand when a permanent disability award can be paid and how much it can amount to.
Knowing your rights and benefits can ensure you take advantage of any excuses the insurance company may provide. Also, you can plan how to make the most of your claim ahead of time.
- Hiding Details From the Insurance Carrier
Your injury or illness details are most important in analyzing and filing a claim. Even if you think the details are irrelevant, giving them all to the insurance carrier is essential. It can provide more evidence for your case and help you get the benefits you deserve.
It can also ensure the insurance company understands the full extent of your injuries or illness. Consequently, you can get enough compensation for your claim.
- Not Hiring an Attorney
A knowledgeable and experienced attorney can help you navigate the CT workers comp process. Also, it can ensure your legal rights are protected and that you receive the maximum benefits available.
Additionally, the CT workers comp attorney can review the medical reports and ensure that you receive appropriate treatment and coverage. They can also help with filing deadlines, negotiating a settlement, and representing you in court.
- Not Keeping Records of Your Treatment
The medical records can show the nature and extent of your injuries or illness. As such, you can safely keep all your medical records and payment documents. You can also keep notes of conversations with the insurer and your attorney to back up as evidence of the treatment.
Consequently, this can help you get the maximum benefits available to you. It can also ensure you can not be mistaken for exaggerating the facts of your case.
- Not Investigating Your Case
It is essential to understand the facts of your case before you file a CT workers comp claim. It can help you understand the statute of limitations and what benefits apply to your situation. Additionally, it can ensure you have all the necessary documents to file a successful claim. As a result, it can ease your success in getting the proper compensation for your claim while avoiding legal pitfalls.
- Failing To Consider Personal Interests
You do not have to blame yourself for the injury or illness and choose not to file a CT workers comp claim. If you do, you can suffer from the financial consequences and stress of a significant medical injury or illness. Additionally, not filing a claim can mean giving up your rights to necessary compensation for your medical treatments and lost wages.
As such, it is essential to put your best interests first. You must be willing to push for compensation for any financial, physical, or physiological damages. Consequently, this can help you navigate the CT workers comp system and get the maximum benefits you deserve.
Get Maximum Compensation From Your CT Workers' Comp Claim
Filing a CT workers comp claim can be daunting and complicated. To successfully file a workers' compensation claim, you must understand your rights and benefits and provide accurate information to the insurance carrier.
Ultimately, you must hire a competent attorney to help you understand the process and protect your legal rights. Doing so can help you get the maximum benefits under CT workers comp law.
Brandon J. Broderick, CT Workers Compensation Lawyers
At Brandon J. Broderick, Attorney at Law, we are dedicated to assisting clients throughout Connecticut and the tri-state area with their workers’ compensation cases. We have years of experience and the extensive resources you need to secure a fair case result. If you have suffered an illness or injury at work, contact us immediately to understand your options.