Filing a workers' compensation claim in Connecticut can be a lifeline for employees who are injured on the job. The workers' compensation system is designed to provide financial support for the injured worker’s medical expenses, lost wages, and rehabilitation following a workplace injury. However, the process of filing a claim can be complicated, and many workers make mistakes that jeopardize their chances of receiving the benefits they deserve.
When an injury happens, it’s natural to feel overwhelmed and unsure of how to proceed. Unfortunately, errors made early in the process can lead to claim denials, delays in receiving benefits, or reduced compensation. In this article, we will highlight some of the most common mistakes people make when filing a workers' compensation claim in Connecticut, and explain how to avoid them. By understanding these pitfalls, you can protect your rights and ensure you receive the compensation you are entitled to.
We always suggest that you consult with a professional before moving forward. The CT workers’ comp lawyers at Brandon J. Broderick, Attorney at Law have the experience to ensure you make the right choices and receive your benefits.
Common Mistakes When Filing a Workers' Compensation Claim in Connecticut
1. Failing to Report the Injury Immediately
One of the most common and critical mistakes is failing to report the injury to your employer right away. Under Connecticut law, injured workers must report their injury to their employer as soon as possible. Delays in reporting the injury can create doubt about the cause of the injury, and the insurance company may argue that the injury did not occur at work.
To avoid this mistake, report your injury as soon as it happens, even if you think the injury is minor. It’s also a good idea to provide the notice in writing so that there is a clear record of when and how the injury was reported.
For more information about reporting an injury, visit the Connecticut Workers' Compensation Commission.
2. Not Seeking Immediate Medical Attention
After an injury, it’s important to seek medical treatment as soon as possible. Some workers delay going to the doctor, either because they believe the injury isn’t serious or because they are worried about losing time at work. However, failing to get immediate medical attention can harm your claim. The insurance company may argue that the injury wasn’t serious or that something else – maybe a pre-existing condition – caused your injury.
Make sure you visit a healthcare provider as soon as possible after your injury. Keep all records of your medical treatment, as this documentation will provide support in proving the extent of your injury and the need for compensation.
3. Using the Wrong Medical Provider
In Connecticut, your employer or their workers' compensation insurance carrier may require you to visit an approved medical provider for your initial treatment. Many workers make the mistake of seeking treatment from their own doctor without understanding this requirement, which can lead to delays or complications in their claim.
To avoid this issue, check with your employer or their workers' compensation insurer to find out if you need to visit a specific doctor or clinic for your treatment. After the initial treatment, you may have more flexibility in choosing your medical provider, but it’s important to follow the rules early on in the process.
4. Incomplete or Inaccurate Documentation
Another common mistake is submitting incomplete or inaccurate paperwork when filing your workers' compensation claim. The workers' compensation process involves a lot of paperwork, including forms that need to be filled out accurately and submitted on time. Missing deadlines or providing incorrect information can lead to delays or denials of your claim.
To prevent this, take the time to carefully review all paperwork before submitting it. Make sure you provide accurate details about the accident, your injury, and the medical treatment you’ve received. If you’re unsure about how to fill out the forms, don’t hesitate to seek legal advice or assistance.
5. Returning to Work Too Soon
Some workers feel pressured to return to work before they’ve fully recovered, either because of financial concerns or pressure from their employer. However, returning to work too soon can not only risk further injury but also harm your workers' compensation claim. If you return to work and aggravate your injury, the insurance company may argue that your initial claim is invalid or that your injury is not as serious as you claimed.
Always follow your doctor’s recommendations regarding when it’s safe to return to work. If your employer offers a light-duty job while you recover, make sure you understand your rights and the limitations of this type of work.
6. Not Hiring an Experienced Workers' Compensation Lawyer
While the workers' compensation system is designed to provide benefits without the need for litigation, the reality is that many claims are denied or disputed. One common mistake is not seeking legal assistance early in the process. A workers' compensation lawyer can help you avoid common pitfalls, ensure that your claim is handled properly, and advocate on your behalf if your claim is denied or underpaid.
An experienced lawyer will also help if your case involves more complex issues, such as long-term disability or third-party liability claims. In Connecticut, workers' compensation law can be difficult to navigate without professional guidance, and having an attorney on your side can make a significant difference in the outcome of your claim.
Call Brandon J. Broderick For Legal Help
Navigating Connecticut workers’ comp claims can be challenging. Fortunately, you don't need to do it alone. The experienced work injury lawyers at Brandon J. Broderick, Attorney at Law, are available 24/7 to help you understand your legal options, gather necessary evidence, and build a strong case to secure the settlement you deserve.
Contact us now for a free consultation.