Understanding Connecticut’s statute of limitations for personal injury claims is important for anyone seeking compensation after an accident. Failing to file within the designated timeframe will result in losing the right to recover damages, no matter how strong the case may be. This article explores the key deadlines, exceptions, and best practices for ensuring a timely and effective claim.

What is the Statute of Limitations in Connecticut?

A statute of limitations is the legal deadline for initiating a lawsuit. In Connecticut, most personal injury claims need to be filed within two years from the date of the injury. This applies to various types of personal injury cases, including:

• Car accidents
• Slip and fall incidents
• Medical malpractice
• Workplace injuries (if pursuing a third-party claim; alternate deadlines apply for workers' compensation)
• Dog bites

If a lawsuit is not filed before this two-year deadline, the court will likely dismiss the case, which leaves the injured party without legal recourse.

Exceptions That Can Extend the Deadline

While the standard timeframe is two years, certain situations may extend or alter the filing deadline. These exceptions include:

1. The Discovery Rule

In some cases, an injury may not be immediately apparent. Connecticut law allows an extension when an injury is discovered later, rather than when the accident initially occurred. This is especially relevant for:

• Medical malpractice cases, where a patient may not realize they were harmed by negligence until months or years later
• Exposure to toxic substances, which can cause delayed health issues

For medical malpractice claims, Connecticut law typically allows up to three years from the date the malpractice occurred, regardless of when it was discovered.

2. Legal Disabilities (Minors and Incapacitated Individuals)

If the injured party is a minor (under 18) or legally incapacitated at the time of the injury, the statute of limitations might be paused (tolled) until the individual turns 18 or regains capacity. However, Connecticut law imposes an absolute maximum limit of seven years for medical malpractice cases, regardless of age or disability.

3. Claims Against the Government

If the injury claim involves a state or local government entity, stricter notice requirements apply. Before filing a lawsuit, the injured party must provide formal notice within:

• 90 days for claims against a municipality
• One year for claims against the state of Connecticut

Failing to meet these notice deadlines can bar the claim, even if it falls within the standard two-year statute of limitations.

4. Fraud or Concealment

If a defendant intentionally conceals their wrongdoing, the statute of limitations may be extended. This is very common in cases involving medical malpractice, workplace injuries, or corporate negligence where evidence of liability was hidden.

How the Statute of Limitations Affects Insurance Claims

The majority of personal injury cases are settled through insurance claims before a lawsuit is ever filed. However, waiting too long to begin negotiations can reduce leverage with insurers. Even if the two-year lawsuit deadline has not expired, an insurer may deny a claim if too much time has passed since the incident.

To strengthen a claim, it’s best to:

• Report the injury as soon as possible
• Gather evidence early (photos, medical records, witness statements)
• Consult with an attorney well before the deadline approaches

Why Timing Matters in Personal Injury Cases

Filing a lawsuit within the statute of limitations is not just a procedural requirement—it can significantly impact case success. As time passes, key evidence may be lost, witnesses may become unavailable, and memories may fade. Additionally, insurance companies are usually more likely to negotiate in good faith when they know the injured party has ample time to take legal action.

Conclusion

Connecticut law has a two-year statute of limitations for most personal injury claims, but exceptions may apply in certain cases. Understanding these deadlines is critical to preserving the right to seek compensation. Injured individuals should act quickly by consulting with a legal professional, gathering evidence, and ensuring that all claims are filed within the required timeframe.

Need Legal Help? Brandon J. Broderick, Attorney at Law is One Phone Call Away

Navigating a Personal Injury Claim in Connecticut can be challenging. Fortunately, you don't need to do it alone. The experienced lawyers at Brandon J. Broderick, Attorney at Law, are available 24/7 to help you understand your legal options, gather necessary evidence, and build a strong case to secure the settlement you deserve.

Contact us now for a free legal review.