The process of navigating the Connecticut workers' compensation system can be overwhelming if you have sustained an injury on the job. Unfortunately, many people don’t pursue the benefits they’re entitled to because they’ve been misled by common misconceptions about how the Connecticut workers' compensation system operates. Misunderstandings like, "I can’t receive benefits if the injury was my fault," or "I’ll lose my job if I file a claim" often prevent injured employees from seeking the help they deserve.
One of the most prevalent misconceptions is that not all employees are covered by workers' compensation. Many workers believe that part-time, temporary, or seasonal workers aren’t eligible for benefits. However, Connecticut law mandates that nearly all employees, regardless of their status, are entitled to workers' compensation benefits if they are injured on the job. Yet, this confusion often results in workers not seeking compensation for medical expenses, lost wages, or long-term disabilities. By debunking these myths, more workers can take full advantage of the protections that Connecticut’s workers' compensation system offers.
What Are the Most Common Misconceptions About Connecticut Workers’ Compensation?
Below we will address some of the most widespread myths about Connecticut workers' compensation and provide accurate information to help you make informed decisions.
Misconception #1: You Can Be Fired for Filing a Workers' Compensation Claim
One of the most common fears among workers is the belief that filing a workers' compensation claim will result in losing their job. This couldn’t be further from the truth. Under Connecticut law, it is illegal for an employer to retaliate against an employee for filing a workers' compensation claim. If you’ve been injured on the job, you have the right to pursue benefits without fear of being fired or disciplined. Employers understand that workers' compensation exists to protect employees, and retaliation can lead to serious legal consequences for them.
Misconception #2: You Aren’t Covered if the Injury Was Your Fault
Many workers believe that if they are partially at fault for their injury, they can’t file for workers' compensation. However, in Connecticut, workers' compensation is a no-fault system. This means that even if the injury was caused by your own actions, such as a momentary lapse in judgment or a mistake, you are still entitled to benefits. There are a few exceptions, such as willful misconduct or intoxication. As long as your injury occurred while you were performing your job duties, you can apply for workers' compensation benefits to cover medical expenses, lost wages, and more.
Misconception #3: Part-Time and Temporary Workers Aren’t Eligible
Another common misconception is that part-time, temporary, or seasonal workers are not eligible for workers' compensation benefits. This is simply not true. In Connecticut, most workers are covered by workers' compensation regardless of whether they work full-time or part-time. Even if you are a temporary employee, you are still entitled to the same protections as your full-time counterparts. Connecticut’s workers' compensation laws apply to almost all employers and employees, ensuring that anyone injured on the job receives the necessary support to recover. This is a critical point for workers to understand, as it opens the door to benefits they may not have realized they were entitled to.
Misconception #4: You Can’t Choose Your Own Doctor
A common misconception is that injured workers must see a doctor chosen by their employer or insurance company. In Connecticut, however, employees have a say in who provides their medical care. While your employer may offer a list of approved providers, you’re entitled to seek a second opinion or select your own physician after the initial consultation. Your recovery depends on receiving the best possible care, and Connecticut’s workers' compensation laws are designed to ensure your right to quality treatment.
Once you've seen the company-appointed doctor, you're free to choose your own physician. The doctor must be licensed in Connecticut and accept workers' compensation insurance. If your employer’s workers' compensation insurer establishes a medical plan for your treatment, you must follow that plan.
Misconception #5: Workers' Compensation Only Covers Medical Bills
Workers' compensation benefits are not limited to covering medical bills. While paying for medical expenses is a significant part of the process, Connecticut’s workers' compensation system also provides compensation for lost wages, permanent disabilities, vocational rehabilitation, and even death benefits in cases of fatal workplace injuries. If your injury prevents you from returning to your previous position, you may also be eligible for vocational training or job placement services. This broad range of benefits exists to help injured workers recover and get back to their lives as smoothly as possible.
Misconception #6: You Don’t Need to File a Claim for Minor Injuries
Even if your injury seems minor, it’s still important to file a workers' compensation claim. Some injuries that appear small at first can develop into more serious conditions over time, and if you haven’t filed a claim, it may be harder to get benefits later. By reporting the injury and starting the claims process immediately, you protect your right to compensation if the injury worsens or leads to long-term complications. Connecticut law requires injured workers to report their injuries to their employer as soon as possible. Delaying the reporting of a workplace injury can lead to the denial of your claim. Many workers are denied benefits initially because they failed to report their injuries right away.
Misconception #7: You Won’t Be Covered if the Injury Occurs Offsite
Some workers assume that if they’re injured offsite but still performing job-related duties, they won’t be eligible for workers' compensation. However, Connecticut law covers injuries that happen during the course of employment, even if they occur outside of the workplace. As long as you were performing job-related tasks at the time of the injury, you are likely eligible for workers' compensation benefits.
How Long Do I Have to File a Workers’ Compensation Claim in Connecticut?
In Connecticut, the timeframe for filing a workers' compensation claim is essential to ensure you receive the benefits you’re entitled to after a workplace injury. According to state law, you generally have one year from the date of the injury to file a claim. If your injury develops over time or is an occupational illness, the deadline extends to three years from the date you were last exposed to the hazardous condition that caused the illness.
However, it's important to report your injury to your employer as soon as it happens. Failing to report or file within these timeframes can result in a denial of benefits, leaving you without compensation for medical expenses and lost wages.
To protect your rights and avoid missing deadlines, it’s highly recommended that you file your claim and report your injury as soon as possible. If you’re unsure about the process or need guidance, contacting an experienced workers' compensation attorney can help ensure everything is filed correctly and on time.
Brandon J. Broderick, Attorney at Law, Is Here to Support You After Suffering a Workplace Injury in Connecticut
Suffering a workplace injury can be a life-changing event, leaving you with physical pain, emotional stress, and financial worries. At Brandon J. Broderick, Attorney at Law, we understand how difficult this time can be, and we're here to provide the compassionate, experienced legal support you need. You don't have to navigate the complex workers' compensation process alone—our dedicated team is ready to stand by your side, ensuring you get the benefits you are entitled to.
With Brandon J. Broderick in your corner, you can focus on your recovery while we handle the legal details. Contact us today and let us guide you through this challenging time with care and expertise.