2022 was the deadliest year for car crashes in Connecticut. Although the majority of auto accidents result in minor injuries, certain collisions can cause severe injuries with catastrophic outcomes. Injuries sustained in a car accident that render the victim unable to work may qualify the injured party for disability benefits.

If you have sustained injuries in a car accident in Connecticut, it is critical that you discuss your options with an experienced CT workers' compensation attorney. An attorney at Brandon J. Broderick can assist you with your claim and answer any questions that you might have following a car accident in Connecticut.

What are the Types of Disability Programs Available in Connecticut?

The terms 'disability' and 'disability payment' are frequently used in a variety of programs by many people. The following are the different programs and descriptions of each.

Workers Compensation

Workers who sustain injuries, including those involved in work-related automobile accidents, may be eligible for workers' compensation benefits, which may consist of temporary or permanent disability. An employee who has been away from work for a period of seven days or longer as a result of a work-related injury is eligible to begin receiving workers' compensation benefits. Depending on the nature of the injury and the amount of time, injured employees may become eligible for disability benefits through the workers' compensation program.

Private Employer Disability Plans

Having an employer who provides either a short-term or long-term disability plan may entitle you to disability benefits in the event of a car accident. Generally, disability benefits are calculated as a percentage of the individual's income before they were out of work.

Social Security Disability

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are the two disability programs administered by the Social Security Administration (SSA). Individuals with disabilities and certain family members who have worked for a sufficient amount of time and paid Social Security taxes are eligible to receive SSDI benefits. SSI provides financial assistance to those who are disabled and have a financial need. The SSA does not offer a program for temporary disability. Your disability and medical condition must be permanent or anticipated to endure for a duration exceeding one year.

What Are the Car Accident Injuries That Are Most Likely to Result in Disability?

Criteria and disabilities that may qualify for benefits vary by program. For instance, the Connecticut workers' compensation system specifies that certain conditions and impairments qualify an employee automatically for partial or total disability. Regardless of the program, particular types of injuries sustained in a motor vehicle collision have the highest probability of leading to disability:

• Traumatic brain injuries: Traumatic brain injuries can be defined by a multitude of complex symptoms, pose significant treatment challenges, and rank among the most prevalent injuries that warrant disability payments. Frequently, traumatic brain injury victims demand extensive rehabilitation and care. Traumatic brain injuries may, in certain instances, result in permanent disability. However, in other cases, it may take several years of treatment and rehabilitation before someone can return to work.
  
  
• Hearing and vision loss: In a car accident, the immense force of flying debris, shattered glass, and airbags can result in permanent vision and hearing loss. A person who is injured in such circumstances may suffer a permanent loss and qualify for disability benefits.
  
  
• Whiplash: Vertebral misalignment resulting from the impact can give rise to severe symptoms such as whiplash. Injured victims may suffer severe consequences such as impaired vision, concentration difficulties, sleep disturbances, and spinal injuries.
  
  You might not even become aware that your neck and vertebrae have been injured for several hours or days following a car accident. Although these injuries may not initially appear severe, they have the potential to rapidly escalate in severity, particularly in the absence of medical assistance.

If you have been injured in a CT car accident and are unable to work, please contact us. We can assist you in moving forward.

Brandon J. Broderick is Ready and Available to Help With a Serious Injury After a Car Accident in Connecticut

You have a right to compensation for your losses if you were seriously injured in a car accident as a result of the recklessness or negligence of another party. An experienced car accident attorney can represent your best interests and obtain compensation for your damages and future expenses. 

Working with the help of a seasoned attorney who specializes in severe injury claims may significantly change the outcome of your settlement. Why risk being unfairly compensated and not having recourse to fix it?

You make no upfront payment when you retain a car accident attorney from the firm of Brandon J. Broderick, Attorney at Law. Our compensation is contingent upon our success in your case. There is no payment required if we do not win your case.

Attorney at Law Brandon J. Broderick can provide you with a free consultation today. We can help you turn your setback into a comeback thanks to our track record of success and dedication to customer care.